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Ecommerce Payment Methods

How are you going to collect the money?

There a few different payment options you need to consider before setting up an online store. We have broken these options down into 3 distinct categories:
  1. Level 1 - Phone/Fax/Mail-in payments.
    The steps involved:
    • A customer wishes to process a transaction
    • The customer prints out a copy of their order and pays either by phone, fax or mail.
  2. Level 2 - Manual credit card processing.
    The steps involved:
    • A customer wishes to process a transaction
    • The customer is transferred to a secured form on your website (indicated by a small lock that appears at the bottom of the screen)
    • The customer fills in credit card details and then submits the form.
    • The form is processed, the details are recorded in your ecommerce database and an email is generated to advise you that a new transaction has been placed.
    • You login to your admin panel, retrieve the credit card details and process it manually (i.e. you must have a physical swiping machine).
  3. Level 3 - Payment gateway.
    The steps involved:
    • A customer wishes to process a transaction
    • The customer is transferred to a secure payment gateway (bank, paypal, etc)
    • The customer fills in credit card details and then submits the form.
    • The payment gateway performs validation checks on the credit card to ensure it is current, the user has credit, etc. Once successful details have been entered the transaction in processed in 'real' time (i.e. the money comes out of the customer's account straight away).
    • The customer is redirected to your website and an email is generated to advise you that a new transaction has been placed.
    • You login to your admin panel to view order details. You can also login to an admin panel provided by the payment gateway to view transaction details, i.e. successful transactions, error codes etc.
Which do we recommed?