The team at Kintek is so skilled and creative! It was a real pleasure working with you on developing our outstanding website. Your sound advice, efficiency, flexibility and creative flair made it a so easy.

James & Francoise Everitt
Benzini
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(followed on from payment methods)

Overview of Level 1

No bank setup fees, ongoing monthly fees or transaction fees.
Does not represent a true ecommerce transaction and requires further interaction with the customer before the transaction can be completed.
Good option if you are just starting out and want to first concentrate your efforts on marketing and getting traffic to your website before builing up to levels 2 or 3.

Overview of Level 2

No bank setup fees, ongoing monthly fees or transaction fees.
No big difference to the customer, the transaction is just processed a little later.
Good option if you do not have a high volume of transactions every day.
Good basis from which to build to level 3 at a later stage.

Overview of Level 3

Transaction fees will be charged for every transaction that is processed (banks will also charge setup fees and ongoing monthly fees).
Credit card details are verified before processing - i.e. customer has enough credit, card has a valid number and expiry etc.
Transactions processed in 'real' time - money comes out of customer's account and into yours instantly
Good option for high volumes of transactions

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